Privacy Policy

MTVERSE ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use the Stock Average Pro mobile application (the "App"). By using our App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Local Data Storage

All calculation data (stock names, quantities, prices, and calculation history) is stored locally on your device using Android SharedPreferences. This data:

• Remains on your device at all times
• Is never transmitted to our servers
• Can be deleted by you at any time through the app settings
• Is not backed up to any cloud service by us

1.2 Advertisement Data

Our app displays advertisements through Google AdMob. Google may collect certain information for advertising purposes as described in the "Third-Party Services" section below.

2. How We Use Information

Since we don't collect personal information, we don't use your personal data for any purpose. The calculation data stored locally on your device is used solely to:

• Display your calculation history within the app
• Allow you to export your data as a JSON file
• Import previously exported data back into the app
• Provide app functionality and user experience

3. Third-Party Services

3.1 Google AdMob

Google AdMob may collect:

• Device information (device type, operating system, unique device identifiers)
• App usage information (interactions with ads, app usage patterns)
• Location information (approximate location based on IP address)
• Advertising ID for personalized advertising

For more information about Google's data practices, please review:

• Google Privacy Policy
• Google AdMob Privacy Information

3.2 Advertising Choices

You can control personalized advertising by:

• Visiting your device's advertising settings
• Opting out of personalized ads in your Google Account settings
• Using your device's "Limit Ad Tracking" or "Opt out of Ads Personalization" setting

4. Data Storage and Security

4.1 Local Storage

All your calculation data is stored locally on your device using secure Android storage mechanisms. We implement appropriate security measures to protect this locally stored data.

4.2 No Cloud Storage

We do not store any of your data on our servers or in the cloud. Your calculation history, stock names, and all app data remains exclusively on your device.

4.3 Data Backup

You have full control over your data backup through the app's export functionality, which creates a JSON file that you can save wherever you choose.

5. Permissions

Our app requests the following permissions:

5.1 Internet Permission

Purpose: Required solely for displaying Google AdMob advertisements. No user data is transmitted over the internet by our app.

5.2 Storage Permission (if requested)

Purpose: Only used for the import/export functionality, allowing you to save and load your calculation data as JSON files. This permission is only requested when you actively use the import/export features.

6. Data Retention

Since all data is stored locally on your device:

• Data is retained until you delete it through the app or uninstall the app
• You have full control over data retention periods
• We do not have access to your data to delete or modify it
• Uninstalling the app will remove all locally stored data

7. Children's Privacy

Our app does not collect any personal information from anyone, including children under 13. However, the app is designed for users who understand stock market concepts and calculations, and we recommend parental supervision for users under 13.

8. International Data Transfers

Since we don't collect or transmit personal data, there are no international data transfers of your personal information. Google AdMob may transfer data internationally as described in their privacy policy.

9. Your Rights

You have the following rights regarding your data:

• Access: All your data is visible within the app's history section
• Export: You can export all your data as a JSON file at any time
• Delete: You can delete individual calculations or clear all history through the app settings
• Control: You have complete control over your data since it's stored locally

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date at the top of this policy
• Providing notice through the app if changes are significant

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Legal Compliance

This privacy policy is designed to comply with:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Google Play Store Privacy Requirements
• Google AdMob Privacy Guidelines

12. Effective Date

This Privacy Policy is effective as of June 23, 2025, and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.